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Dear Friend,

My name is Joe Chavarria, and I am the founder of The Credit Agents. 

We’re dedicated to helping people like you improve their credit scores and take control of their financial futures.

I started this company because I know firsthand how difficult it can be to overcome mistakes and build a good credit score.

I made some mistakes with my own credit in the past, but I was able to get back up to a 740 credit score.

Through hard work and determination, I was able to turn my credit around and achieve financial stability.

I started The Credit Agents because I wanted to help others do the same. 

I am passionate about what I do, and I am committed to providing the best possible service to my clients. 

I believe everyone deserves a second chance, and I am dedicated to helping my clients achieve their financial goals.I know what you’re thinking “how is this any different than XYZ company?”

I’d ask myself that too.

Here’s the truth, most credit repair companies are using old, outdated tactics.

The credit bureaus are not stupid.

They know what to look for, and they’re fighting back.

Removing negative marks costs them money and they hate losing money.

Your credit repair company needs to be on the cutting edge of dispute tactics.

And they need to know how to identify violations and errors like nobody’s business.

You also deserve the best customer service, hands down.

Want to call? Call us.

Rather text? We’re here.

Want to send an email? Go ahead.

We’ll meet you where you are and how you want to communicate.

We’ll keep you updated every step of the way.

We’ll educate you and help you build positive credit.

And we’ll give you 100% transparency with our online portal that you can access 24/7.

All of this leads to an excellent experience with our services.

We have a 4.8 Google rating with over 2,000 reviews, and our clients consistently rave about the support and guidance they receive from our team.

I invite you to contact us to learn more about how we can help you improve your credit score and achieve your financial goals. 

I am confident that with our help, you can overcome your credit challenges and take control of your financial future.


Joe Chavarria


The Credit Agents

P.S. - Just for making it this far. I have a special one-time offer for you below.


*pinky promise


⬇️ watch this video ⬇️



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🏆 We Know How To Get Results 🏆

⭐️ Client Testimonials ⭐️

What's Included?

  • Unlimited Collection Disputes With All 3 Major Bureaus

  • Unlimited Debt Buyer Collections Direct Disputes

  • Unlimited Inquiry Disputes WIth All 3 Major Bureaus

  • Unlimited Charge Off Disputes With All 3 Major Bureaus

  • Unlimited Lexus Nexus Disputes

  • Unlimited PayChex System Disputes

  • No Monthly Fees - Pay For Deletions

  • Monthly Credit Coaching

  • Call, SMS, Email Support

  • 24/7 Online Portal - Keep Track and Manage Your Account

  • Homebuyer Assistance Program

  • 6 Month - Money Back Warranty

Why Choose Us For Credit Repair?

  • Fastest Method To Help Improve Credit Scores

  • 100% Legal Methods and Ethical Business Practices

  • Fantastic, Highly-Rated Customer Support

  • We Know How To Get Results, Not Empty Promises

  • We Don't Charge Monthly

  • No Hidden Fees, All Prices Are Quoted Up Front

  • We Assist You With Your HomeBuying Goals

Do You Have A Guarantee?

We have a money-back 6 Month Warranty. If you are an active client for 6 months and never received a single deleted item, simply request a refund and we will give you your money back! *Conditions May Apply

More Reviews

What Other Fees Are There?

We have flexible payment options. You can get started for $199 split into 2 payments of $99.50 each. And we can make payment arrangements for our deletion fees.

  • $25 per personal record per bureau (address, name, SSN, DOB)

  • $50 per inquiry per bureau

  • $50 per collection per bureau

  • $50 per charge-off per bureau

  • $50 per late payment reported per bureau

  • $125 per public record per bureau

  • $125 per auto account (repossession or auto charge-off) per bureau

  • $125 per alternative data report deletion (LexisNexis, ChexSystem, NCTUE, etc.)

  • $125 per child support account per bureau

  • $125 per foreclosure per bureau

  • $125 per broken lease or derogatory lease account per bureau

How Long Will This Take?

Our program is designed to be completed within 6 months or less. Most of our clients complete the program within 4-6 months. Some factors beyond our control may affect program length. Your results may vary.

My Story

Hi, my name is Joe Chavarria.

That picture is my beautiful wife and I after finally closing on our very own home just a few years ago.

My daughter had just turned 4 and our my son was nearing 2.

We had always rented.

Cramped, on top of each other.

Sketchy neighbors, high rent.

Feeling stuck and hopeless.

Then it finally happened.

I figured out how to beat the bureaus and data furnishers at their own game.

Holding them to their own standards.

It's 100% legal and ethical and it simply works.

I want to help you and your family achieve the same transformation.

I hope you'll give us a shot and let me and my amazing team show you how not all credit repair companies are the same.


Joe Chavarria

Founder of The Credit Agents

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